Your interest rate is fixed throughout the term of your deposit.
Eligible savings you hold with us are protected by the FSCS up to £85,000.
Benefit from our loyalty rates when you open a new Fixed Term Deposit at the end of the term.
This summary contains key information about the Fixed Term Deposit you have selected. Please read it carefully alongside the Fixed Term Deposit Terms and our General Savings Terms.
4.16% Gross / 4.20% AER (fixed)
Rate effective 04 May 2023
AER stands for Annual Equivalent Rate. This shows you what the interest rate would be if interest was paid and compounded once each year.
Gross is the rate of interest payable before income tax is deducted.
Interest is calculated daily and is paid on the maturity date. Interest can be paid to your Linked Account or paid to the balance at maturity.
No. The interest rate is fixed and cannot be changed throughout the term.
£1,021.00 at an interest rate of 4.20% AER (fixed)
£25,525.00 at an interest rate of 4.20% AER (fixed)
For the purposes of this calculation we assume that:
The above is for illustrative purposes only and does not take into account any individual circumstances.
You can open and manage your account through the Rosanocc mobile app.
Eligibility:
Minimum and Maximum Balance:
Making Deposits:
No, withdrawals and early closures are not permitted throughout the term.
We will contact you at least 30 days before the maturity date of your Fixed Term Deposit and you will be asked to select how you would like us to deal with your maturity balance.
If we do not hear from you before the maturity date, we will transfer the balance to your Easy Access Savings account if you have one, or if you do not have one, we will open a new Easy Access Savings account for you.
You can change your mind and close a Fixed Term Deposit you have opened without incurring any penalties within 14 days following the account opening date (this coincides with the Funding Period for the account).
Please contact us and we will close the account and return any funds you have deposited (together with any accrued interest).
We do not deduct tax from any interest paid to you. You will need to pay any tax you owe to HMRC or other Tax authorities applicable to you
Please note: The information provided here is a summary of the key features of our Fixed Term Deposit account. Further information can be found in our Fixed Term Deposit Terms.
4.45% Gross / AER (fixed)
Rate effective 30 March 2023
AER stands for Annual Equivalent Rate. This shows you what the interest rate would be if interest was paid and compounded once each year.
Gross is the rate of interest payable before income tax is deducted.
Interest is calculated daily and is paid on the maturity date. Interest can be paid to your Linked Account or paid to the balance at maturity.
No. The interest rate is fixed and cannot be changed throughout the term.
£1,044.50 at an interest rate of 4.45% AER (fixed)
£26,112.50 at an interest rate of 4.45% AER (fixed)
For the purposes of this calculation we assume that:
The above is for illustrative purposes only and does not take into account any individual circumstances.
You can open and manage your account through the Rosanocc mobile app.
Eligibility:
Minimum and Maximum Balance:
Making Deposits:
No, withdrawals and early closures are not permitted throughout the term.
We will contact you at least 30 days before the maturity date of your Fixed Term Deposit and you will be asked to select how you would like us to deal with your maturity balance.
If we do not hear from you before the maturity date, we will transfer the balance to your Easy Access Savings account if you have one, or if you do not have one, we will open a new Easy Access Savings account for you.
You can change your mind and close a Fixed Term Deposit you have opened without incurring any penalties within 14 days following the account opening date (this coincides with the Funding Period for the account).
Please contact us and we will close the account and return any funds you have deposited (together with any accrued interest).
We do not deduct tax from any interest paid to you. You will need to pay any tax you owe to HMRC or other Tax authorities applicable to you
Please note: The information provided here is a summary of the key features of our Fixed Term Deposit account. Further information can be found in our Fixed Term Deposit Terms.
4.60% Gross / AER (fixed)
Rate effective 30 March 2023
AER stands for Annual Equivalent Rate. This shows you what the interest rate would be if interest was paid and compounded once each year.
Gross is the rate of interest payable before income tax is deducted.
Interest is calculated daily and is paid annually on the anniversary of the date you made your first deposit. Interest can be paid to your Linked Account or paid to the Fixed Term Deposit.
No. The interest rate is fixed and cannot be changed throughout the term.
£1,252.16 at an interest rate of 4.60% AER (fixed)
£31,303.90 at an interest rate of 4.60% AER (fixed)
For the purposes of this calculation we assume that:
The above is for illustrative purposes only and does not take into account any individual circumstances.
You can open and manage your account through the Rosanocc mobile app.
Eligibility:
Minimum and Maximum Balance:
Making Deposits:
No, withdrawals and early closures are not permitted throughout the term.
We will contact you at least 30 days before the maturity date of your Fixed Term Deposit and you will be asked to select how you would like us to deal with your maturity balance.
If we do not hear from you before the maturity date, we will transfer the balance to your Easy Access Savings account if you have one, or if you do not have one, we will open a new Easy Access Savings account for you.
You can change your mind and close a Fixed Term Deposit you have opened without incurring any penalties within 14 days following the account opening date (this coincides with the Funding Period for the account). Please contact us and we will close the account and return any funds you have deposited (together with any accrued interest).
We do not deduct tax from any interest paid to you. You will need to pay any tax you owe to HMRC or other Tax authorities applicable to you
Please note: The information provided here is a summary of the key features of our Fixed Term Deposit account. Further information can be found in our Fixed Term Deposit Terms.